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About APEX

APEX Merchant Services is a diversified merchant services firm.   As an authorized North American Bancard agent, APEX offers merchants the full suite of NAB products and services including Free processing equipment.  APEX also offers revenue sharing opportunities to Agent Banks, Product Distributors, Equipment Distributors, Software Distributors, and Franchiser's.  Special revenue sharing agreements  include:

Affiliate Bank Program                Strategic Marketing Alliance

Affiliate Internet Program          Trade Association Partnership 


Key advantages offered by APEX are: 

  • Absolutely "The Best" FREE Equipment Program for merchants

  • Card processing "Cost Reduction" pricing plans (Save 20% to 50%)

  • Check Guarantee with electronic conversion (FREE Equipment)

  • Back Office Check Conversion (FREE Equipment)

  • Prepaid Products on "Consignment" Reseller Program (FREE Equipment)

  • FREE PC based "Virtual Terminal" software

  • 24/7 merchant support with USA based support centers

  • "POS Convergence" combines multiple services onto one POS device

The philosophy of APEX

APEX simplifies payment processing for merchants, reduce the challenges that burden merchants and provide excellence in service.  The fundamental success model for APEX is to support and help merchants become more successful.  APEX encourages honesty, trust and openness as the standard to follow in all business relationships.  The APEX company slogan is: 

"Providing consumers convenience and payment solutions business leaders depend on is our business"

About North American Bancard

North American Bancard is a multifaceted payment solutions provider. As a registered MSP/ISO for over a decade we have gained the expertise needed to perform and excel for our customers. We are dedicated to providing the latest technology as well as committing to the highest service levels. With over 100 dedicated full time employees at our corporate office in Troy, Michigan we are staffed for our dynamic growth. As a full service payment solutions provider we provide our clients with a full suite of products including Credit, Debit, EBT, Check Conversion and Guarantee, and Gift & Loyalty Card Solutions. NAB is at the forefront of technology as a payment solutions provider. We invite you to be a part of our explosive growth. Please contact us to discuss the right solution for you.

At North American Bancard we:

  • Provide the superior, personalized service our customers deserve. 24/7/365. have processed billions of dollars for tens of thousands of merchants.

  • Constantly scan the digital horizon and adopt the appropriate cutting-edge technology.

  • Consistently supply our clients with industry leading programs, the latest hardware and highly-competitive pricing. always remember that our customers' success and satisfaction are key to our own.

From our corporate headquarters in Troy, Michigan, NAB provides innovative payment solutions for a wide array of successful companies. From Retailers and Wholesalers, to Mail-order and On-line merchants NAB has the experience necessary to deliver solutions in the changing face of business today.

Our Company

North American Bancard is a private processing company dedicated to serving the credit processing needs of retailers ranging from the small corner store to the major retailers and everything in-between. Retailers that need the same equipment and services as "the big guys" but at prices they can afford. And with a customer service and follow-up that matches their own commitment.

Our Services

North American Bancard provides credit card processing services for some of the nation's most successful companies, offering a full range of electronic processing services that can be supported by a complete line of Electronic Commerce, Check Verification & POS equipment, hardware and software.

Our Philosophy

We are committed to evaluating each business situation and to custom design a credit card processing approach that meets your specific requirements in the most cost effective manner possible. By recommending and installing tomorrow's technology today, North American Bancard ensures that your existing investment will continue to serve you well into the future.

At North American Bancard your success and satisfaction are key to our own.

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APEX Merchant Services is a agent for North American Bancard a registered Independent Sales Organization/Merchant Service Provider for HSBC Bank USA, National Association, Buffalo, NY and Wells Fargo Bank, N.A.,Walnut Creek, CA